Insurance ?

September 12th, 2010

I lost my insurance through my employer because I was one shift shy of working the number of hours required to qualify. My daughter is on Medicaid, and I tried to get on that kind of insurance, but they turned me down saying that I have access to insurance through my employer, and it’s not their fault I didn’t work the required number of hours to qualify. I have to have insurance because I’ve been battling walking pneumonia for the past two months, and my doctor is worried. Are there any other options for me? I checked into student insurance at my university, and I just can’t afford it. Any ideas?

What kind of insurance coverage should I get for my motorcycle?

September 11th, 2010

I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don’t know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.
I am paying for it in full.

Whats the difference between home insurance and rental insurance?

September 10th, 2010

for my rental property? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental property just in case if they smashed some holes on the wall, or some damages on the property?

Thanks!

What is the best auto insurance company if you have an accident/ticket?

September 9th, 2010

So my wife was in an accident in February, and she ended up totaling the car. She also got a citation for reckless driving at the same time. Our insurance rates didn’t jump that high at the time, but now that we have financed a new car, we need full coverage insurance on it. I have been looking at quotes, and it’s pretty expensive. I was wondering if anyone in a similar situation has found a good price on full coverage insurance?

How much home insurance coverage should I get for the dwelling?

September 8th, 2010

Buying a house and the bank wants to see an insurance policy purchased up front, this is a little different than I remember the last time we bought a house as they took care of everything. My question is how much am I required to insure? The loan amount will be for around 0,000 but it’s a standard ranch style house about 2200 square feet, nothing special about it. The insurance company says it doesn’t need to be for the exact loan amount. About how much would it cost to build a new house if a meteor crashed into it?

What individual health insurance is good but cheap in California?

September 6th, 2010

Hey. Please somebody help me. I am employed but don’t get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in South California. Can somebody can help me with that?

How do you get proof of car insurance without a car?

September 5th, 2010

I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?
I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver’s is Proof of
Other Insurance." What is the age limit on a youthful driver? My brohter is 24.

What happens with your health insurance while your on maternity leave?

September 4th, 2010

Since I won’t be getting my paycheck while I’m on maternity leave, what will happen with my health insurance? My employer pays most of it, but they still take about 0 a week out of my check for what I have to pay. If I’m not getting a paycheck while I’m on leave, how will my insurance be paid? I have short term disability that I pay into voluntarily every week, so that’s what I’ll be living off of while I’m out, which isn’t really much. How will the insurance get paid?

What kind of insurance is best for if something unexpected happens?

September 3rd, 2010

I’ve read up on insurance policies and found that ones that have high deductibles and low premiums are good for the young and healthy, but what happens if the unexpected happens (not death, but a serious illness or surgery)? Is there a type of insurance for that or some kind of account (mutual fund, etc.) that can be set up for that?

Would the health insurance market work better if people purchased their own insurance?

September 2nd, 2010

Why doesn’t the government give tax deductions for self-purchased insurance like it does for employer-provided plans?
Isn’t this what McCain wanted to address?